Winning New Business in a Competitive Environment

By Lloyds TSB Commercial

When public and private organisations cut their spending and contracts are lost, making new contacts and opening up new business opportunities is vital.
With just over 2.1 million VAT and PAYE registered enterprises in the UK, growing your business network is more important than ever.

At Lloyds TSB Commercial, we understand that when you’re busy with the day-to-day running of your business, you need a time effective way to expand your local business connections. That’s why we’re running 200 free events to allow SME owners to do just that.

As well as networking opportunities, these local events provide an opportunity to explore the sustainability market, which by 2013 is estimated to be worth £5.5 billion in the UK. Our locally based Relationship Managers can also offer a range of support and guidance on finance options.

Last year, we approved eight out of ten requests for business loans and overdrafts and we are happy to work closely with you to explore the types of funding that are right for your business needs.

With the 2010 Spending Review setting out £81bn worth of cuts from public spending over four years, we know that many companies are feeling particularly vulnerable about potential loss of business.

Securing funding is now more important than ever as increases in raw material costs and decreases in public spending put pressure on your cashflow. The increased focus this demands on the day-to-day running of your company only adds further pressures on trying to maintain your current turnover or expand in this competitive environment.

To ease this pressure, we offer invoice finance solutions to release the value of your invoices when they are issued to customers rather than when they are paid. We also offer this service on a six month trial basis, so if the service isn’t right for you we’ll provide a full refund of the service fees paid.

Our local Relationship Managers can introduce you to how various types of finance can help you release cash and take advantage of growth opportunities, or to keep your current business plans on track.

To find out more about our upcoming events, or to speak to one of our regionally based team who can help you plan to maximise growth opportunities to secure new business contracts, visit:

Any property given as security which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it. All lending is subject to a satisfactory credit assessment.

Factoring and Invoice Discounting facilities are provided by Lloyds TSB Commercial Finance Limited. When using these products and services your agreement is with a Lloyds Banking Group company whose terms and conditions will apply.

Lloyds TSB Commercial Finance Ltd. Registered office: No. 1, Brookhill Way, Banbury, OX16 3EL, Registered in England and Wales no. 733011.

Lloyds TSB Commercial is a trading name of Lloyds TSB Bank plc and Lloyds TSB Scotland plc and serves customers with an annual turnover of up to £15M.

Authorised and regulated by the Financial Services Authority.

We subscribe to The Lending Code; copies of the Code can be obtained from

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