public liability insurance

Buying Your First Business Insurance Policy

Buying Your First Business Insurance Policy

There are some key milestones in your life. Your first words, starting your first day at school, buying your first car, landing your first job, starting your first business and, most excitingly, taking out your first business insurance policy. Indeed, one of those things is not like the others. It’s not necessarily that exciting, but what exactly do you need to know when taking out your first business insurance policy? What are you going to be asked for and how much paperwork will be involved? Here are the basic things you should be expecting to answer… Basic details It should go without saying, but the first things you will be asked for are your name, the name of your business, and the address of your business. Your postcode can actually affect your premium depending on the type of ... »

Public Liability Insurance – A Quick Guide

Introduction to Public Liability Public Liability Insurance cover is a valuable purchase to small businesses, although it is merely an optional buy. Public liability insurance provides added protection in the day-to-day running of a business. It allows businesses to trade freely with piece of mind that they are fully protected if an accident occurs. It should be considered if clients or customers visit the business premises or if work is carried out on someone else’s premises. What does Public Liability cover? Public liability insurance provides cover if someone is accidentally injured by the business operation or the person carrying it out. It will also cover damage to third party property.  If a claim is made, public liability insurance will cover any legal fees and expenses. Liability c... »