Barclaycard

One in Six UK Retailers have Switched to Become ‘Online-Only’ in the Last Year

One in Six UK Retailers have Switched to Become ‘Online-Only’ in the Last Year

A third (33%) of UK firms believe it’s more important to offer an online and delivery service than have a physical store presence, with a sixth of retailers opting to offer an online-only service in the last 12 months, research from Barclaycard reveals. In response to consumer demand, over a third of businesses (39%) have launched a new website in the last year while 37% have taken on more delivery staff, and 25% have introduced a new ordering and payments app. 23% of employers have also increased staff wages as a result of having to get them to work irregular hours; 22% have hired more freelance staff. The research indicated that businesses are reacting to consumer behaviour, reporting that customers expect orders to be delivered (32%) and appointments to be available (33%) quicker than t... »

What Type of Plastic?

If you decide to use a card to buy goods or services use this list to decide which one is best for you. There are hundreds of cards available but most fall into one of these categories. To add further confusion you’ll find that card issuers offer gold, platinum and ordinary cards – these are the same types of cards with different conditions and benefits. Debit cards These take money directly from your bank account, they’re not credit cards but an alternative to cash or writing a cheque. Linked to your bank account, debit cards often also work in cash machines and as a cheque guarantee card. Switch and Visa operate these schemes for the banks. Charge cards If you use a charge card you’ll be sent a bill each month which you usually have to pay in full – so again... »