Individual Savings Accounts (ISAs)

How many ISAs can I have?

There are limits on the number of ISA accounts you can subscribe to each tax year.

  • Up to 5 April 2005, you can only put money into either one Maxi ISA or up to three Mini ISAs – one each for cash, stocks and shares, and life insurance.

  • After 5 April 2005, you will only be able to put money into either one Maxi ISA or up to two Mini ISAs – one each for cash and stocks and shares, as life insurance is merging with stocks and shares.

But in different years, you could choose to save with different managers. There are no limits to the number of different ISAs you can hold over time.

You cannot put money, for example, into both a Maxi ISA and a Mini ISA in the same tax year, or into two Mini cash ISAs.

Do you currently subscribe to a life insurance Mini ISA and another type of Mini ISA?

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