Insurance to Protect Your Business

6. Where to Buy

When buying insurance, always get professional advice. There are a number of sources which can advise you as well as sell the insurance.

6.1 You can deal directly with some insurance companies.

• A company’s agent or sales person can only recommend suitable policies from the company’s portfolio.

6.2 Insurance professionals can recommend policies suitable for your business.

• Brokers and intermediaries should search a variety of providers on your behalf.
• Some will receive a commission if you buy from them, while others will charge a fee.

6.3 You can also get helpful advice from industry bodies.

• The Association of British Insurers (ABI) produces a range of leaflets (020 7600 3333).
• The British Insurance Brokers’ Association can recommend a broker.